Financing & Layaway

Take your new instrument home today! 

We offer financing through Synchrony Financial.

*Subject to credit approval. Minimum monthly payments required. Some restrictions apply. See store for details.

FREE – 90 Day Layaway

Available for any new or used item in the store.*

  • Layaway for up to 90 days
  • We require a minimum deposit of 20%
  • We require a third of the balance to be paid each month
  • Layaway deposits are non-refundable
  • Trade-ins are not accepted on layaways
  • Discounts do not apply to layaways
  • All layaways will be held by Fret Mill Music Co. until payments are made in full
  • Items will be returned to stock if regular monthly payments aren’t made or if item is not paid in full within 90 days
  • *Consignments do not apply